Legal

Legal Disclaimer

The information contained in this website (“Information”) has been prepared in accordance with US law. The Information may not satisfy the laws of any other country and some or all of the products and services described herein may not be available to residents of some countries. The information is current at the date of publication but may be subject to change without notice.

The information contained on this site is not intended to constitute any offer to sell or the invitation or solicitation of an offer to buy any product or service by any company described or referred to in this website or by any subsidiary, holding company or affiliate of such company (all such companies hereafter collectively referred to as “UT Financial Services LLC” and individually as “members” of UT Financial Services LLC) and must not be relied upon in connection with any investment decision.

No member of UT Financial Services LLC (whether individually or collectively) gives any representation or warranty as to the accuracy, reliability, or completeness of the Information nor as to the appropriateness of the Information for any use which any recipient may choose to make of it and accepts no responsibility for updating any part of the Information or for correcting any material error or omission which may become apparent after Information has been displayed on this website. Except insofar as liability under any statute cannot be excluded, no member of UT Financial Services LLC nor any of its and their directors, employees and consultants accept any liability (whether arising in contract, or tort, or negligence or otherwise) for any error, omission or misrepresentation in relation to the Information or for any loss, damage, cost or expense (whether direct, indirect, consequential or otherwise) suffered by the recipient of this Information or any other person as a result of any use of or reliance upon any Information or statement of any kind (including statements of fact or opinion) contained herein.

Privacy

You acknowledge that any Information provided to UT Financial Services LLC or any member of UT Financial Services LLC in connection with the use of this site may be used by any member of UT Financial Services LLC for its own purposes, and may be released by any member of UT Financial Services LLC to third parties as reasonably required. This includes, but is not limited to, where any member of UT Financial Services LLC is required to release Information as a result of law or regulatory order, or in connection with its or their own analysis.

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Activity

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

We may record information relating to your use of the Site, such as the searches you undertake, the pages you view, your browser type, IP address, requested URL, referring URL, and timestamp information. We use this type of information to administer the Site and provide the highest possible level of service to you. We also use this information in the aggregate to perform statistical analyses of user behavior and characteristics in order to measure interest in and use of the various areas of the Site.

Cookies

We may send cookies to your computer in order to uniquely identify your browser and improve the quality of our service. The term “cookies” refers to small pieces of information that a website sends to your computer’s hard drive while you are viewing the Site. We may use both session cookies (which expire once you close your browser) and persistent cookies (which stay on your computer until you delete them).

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Our site also uses a security system that analyzes your IP address and browser user agent string to provide security related features such as blocking malicious addresses and known attackers. This system may store a cookie on your system that designates your browser as safe to browse the site.

Do Not Track (DNT) is an optional browser setting that allows you to express your preferences regarding tracking by advertisers and other third-parties. We do not respond to DNT signals.

Currently, we use cookies from Google and Automattic to analyze website usage. We also use cookies as part of our security monitoring service to detect the possibility of malicious bots and users.

You have the ability to accept or decline cookies using your web browser settings. If you choose to disable cookies, some areas of the Site may not work properly or at all. The Site does not respond to Do Not Track signals sent by your browser.

Personal Data

Any personal data sent through contact forms or gathered by cookies and analytics is stored securely and only accessible by UT Financial Services LLC. We will never sell or transmit your data to any third-party entities not involved in the process of rendering services.

To request a copy of your data or deletion of data, please contact info@utfinancialservicesllc.com.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

All analytics data through Google is held for 14 months – the minimum allowed by Google Analytics.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.

Copyright and Trade Mark protection

The copyright and all other rights in all of the material on this web site are owned by the member or members of UT Financial Services LLC listed on the relevant web page or the material is included with the permission of the rights owner. You may copy material on this web site for your own private or domestic use only. All other copying is prohibited.

Terms of use

This web site is provided for your use “AS IS” without any warranties (whether express or implied) of any kind. As a result, no member of UT Financial Services LLC accepts any ongoing obligation or responsibility in respect of any errors, omissions, interruptions or delays in service which may occur.

Applicable law

This website, including these legal notices, shall be governed by and construed in accordance with US law.